While every credit profile is unique, most clients begin to see measurable progress within 30 to 45 days. A comprehensive restoration typically spans 3 to 6 months, depending on the complexity and volume of items being addressed.

You must keep active the Credit Hero Score account to allow to monitor your report. It's $25 monthly and starts with $1

Absolutely. Our services are based on the rights granted to consumers by the Fair Credit Reporting Act (FCRA). We work on your behalf to challenge inaccurate, outdated, or unverifiable information on your credit report, ensuring that credit bureaus provide a fair and honest representation of your financial history.

Yes, consumers have the right to dispute items themselves. However, the process is often time-consuming and requires a deep understanding of consumer law and bureau tactics. We provide the expertise and administrative support to navigate these complexities efficiently, saving you time and maximizing your results.

We can assist in challenging a wide range of discrepancies, including late payments, collections, charge-offs, bankruptcies, foreclosures, and tax liens—provided they are inaccurate, misleading, or cannot be verified by the reporting agencies.

Under the Credit Repair Organizations Act (CROA), it is illegal to guarantee a specific numerical outcome. However, we do guarantee that we will use every legal resource available to ensure your credit report is as accurate as possible, which typically leads to an improvement in your overall creditworthiness.